Jesus said in Matthew 16:18, “I will build My Church, and the gates of Hell shall not prevail against it.” (KJV). Guess what? He wasn’t kidding. You rarely hear about it on the news. You rarely even hear about it in churches in the West, in the East, or even in the Middle East. But the big, untold story is that more Muslims are coming to faith in Jesus Christ today than at any other time in history. After criss-crossing the Islamic world over the last several years and interviewing more than 150 pastors and ministry leaders operating deep inside the most difficult countries for Inside The Revolution, I can report that in Iran, more than 1 million Shia Muslims have turned to Christ since 1979. In Pakistan, there are now more than 2.5 million followers of Jesus Christ. In Sudan, there are now more than 5 million followers of Christ. Not every country has seen millions leave Islam to become adherants of the New Testament teachings of Jesus. In Syria, there are between 4,000 and 5,000 believers, but this is up from almost none in 1967. In Saudi Arabia, there are about 100,000 followers of Jesus now, up from almost none in 1967. But overall, the trend has been dramatic and largely unreported.
By Bro. Ben Quiñones, Jr.[1]
1. THE BAYANIHAN CENTER IS THE FUNDAMENTAL OPERATING UNIT
· basically a Cell Group with mininum 15 members, maximum of 30 
· 5 elected officers: Coordinator, Assistant Coordinator, Secretary, Treasurer-Bookkeper, Collector supervised by an Account Officer (AO).
· The AO is the teacher- mentor- coach- dicsipler of group members.
· An Account Officer can supervise up to 15 groups a means for inculcating the guiding principles of Bayanihan Savings Program.
· Inculcate the basic values and attitude of a BC member: (1) “Maka-Diyos” (God-fearing); (2) “Masagana” (Abundant spirit/mentality, not poverty mentality); and (3) “Mapagbigay” (Generous, a channel of blessings, not mendicant)
2. COLLECTION OF PLEDGED SAVINGS IS A CORE & CONTINUOUS ACTIVITY
· Every member has a pledged savings, i.e. the amount one is willing to save and capable of saving regularly on a weekly basis.
· Depositary bank/ financial institution
· Each member has a Bayanihan passbook, updated every week
· Always maintain a collection rate of 100%. If your Group cannot collect 100% of the savings, it cannot collect 100% of any money it may loan out to members in the future.
· Your savings record is your credit record. Members who cannot save regularly are highly likely to be bad borrowers because their payment schedules are irregular/unpredictable.
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