By Bro. Ben Quiñones, Jr.[1]
1. THE BAYANIHAN CENTER IS THE FUNDAMENTAL OPERATING UNIT
· basically a Cell Group with mininum 15 members, maximum of 30 
· 5 elected officers: Coordinator, Assistant Coordinator, Secretary, Treasurer-Bookkeper, Collector supervised by an Account Officer (AO).
· The AO is the teacher- mentor- coach- dicsipler of group members.
· An Account Officer can supervise up to 15 groups a means for inculcating the guiding principles of Bayanihan Savings Program.
· Inculcate the basic values and attitude of a BC member: (1) “Maka-Diyos” (God-fearing); (2) “Masagana” (Abundant spirit/mentality, not poverty mentality); and (3) “Mapagbigay” (Generous, a channel of blessings, not mendicant)
2. COLLECTION OF PLEDGED SAVINGS IS A CORE & CONTINUOUS ACTIVITY
· Every member has a pledged savings, i.e. the amount one is willing to save and capable of saving regularly on a weekly basis.
· Depositary bank/ financial institution
· Each member has a Bayanihan passbook, updated every week
· Always maintain a collection rate of 100%. If your Group cannot collect 100% of the savings, it cannot collect 100% of any money it may loan out to members in the future.
· Your savings record is your credit record. Members who cannot save regularly are highly likely to be bad borrowers because their payment schedules are irregular/unpredictable.
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On March 5, 2009, the CSRSME Asia staff headed by Chairman Mr. Benjamin R. Quiñones, Jr. visited the Pinoy Pamilya Foundation’s (PPFI) financial centers in Calamba City, Laguna. During their visit, Mr. Quiñones talked about Building Shared Vision (BSV) with some 65 representatives from different PPFI financial centers in Calamba City and Los Baños, Laguna. Pastora Lenie Evangelista of PPFI, together with her volunteer workers and financial center representatives were also encouraged individually to share their own vision for a better Philippines.
